Pre-foreclosure gameplan guide
Save Your Home, Your Credit, and Your Future With This
Pre-Foreclosure Gameplan Guide
Second CHance SOlutions
At Second Chance Solutions, we help homeowners facing foreclosure understand all their options, including ways to keep their home, stop the auction, preserve their credit and or recover equity before it’s too late. This guide is step one toward clarity, control, and a plan that works for YOUR timeline.
WHY HOMEOWNERS TRUST OUR FORECLOSURE GUIDANCE
Personalized Gameplan Based on Your Auction Date, Equity, and Goals
No Upfront Costs, No Pressure, Just Honest Guidance
Clarity on preForeclosure Options Available to You
Help Communicating with Lenders, Attorneys & Mortgage Servicers
Fast Response — We Specialize in Urgent Foreclosure Timelines (Even Days Before Auction)
Strategies Most Homeowners Are Never Told About (Equity boost program, Creative strategies, auction delay strategies)
Frequently Asked Questions
Will downloading this guide cost anything or obligate me to sell my home?
No. It’s 100% free, no-pressure, and designed to help you understand your options before making any decisions.
Do I still have options if my auction date is only weeks or days away??
Yes. Illinois law allows last-minute strategies such as emergency motions, auction postponements, loan modification review, creative solutions, or bank negotiation. The sooner you act, the more options we have.
Can I still keep my home?
In many cases, yes, even after judgment is entered. Loan modifications, partial claims (FHA), or short-term restructuring, or creative solutions may apply.
What if I have little or no equity?
You still may have options like short sale, subject-to, or payment coverage while negotiating alternatives. Equity isn’t always required.
How fast can you help?
Many homeowners reach out to us with fewer than 30 days left before their auction date. In some cases, we’ve stepped in with just two days to spare, and we’ve even successfully postponed auctions on the very day of the sale
Pre-Foreclosure Homeowner success stories
5 Days Before Auction
A homeowner in Chicago contacted us just 5 days before auction. After reviewing her options, we were able to delay the sale, secure relocation assistance (first month’s rent + movers), and help her exit without losing everything. She is now working to rebuild her credit with our post-foreclosure support.
Loan Denied Auction 30 Days Out
A homeowner who inherited a home in the west suburbs of chicago contacted us 30 days before their auction after being denied for a loan modification.
We stepped in, restructured their modification request, reopened lender negotiations, and postponed the auction. The homeowner secured temporary payment relief and stayed in the home while preparing for long-term refinancing. We were able to secure long term financing to help this homeowner stay in their home.
MEET THE FOUNDER
Vincent Roofe
As a Chicago native who has personally been impacted by foreclosure twice, I understand the stress and uncertainty homeowners feel. Today, I use that experience along with my expertise as a Licensed Illinois & Investor specializing in foreclosure prevention — to help others protect their home, equity, and future. Through Second Chance Solutions LLC, I’ve helped homeowners delay auctions, restructure payments, and exit with dignity when traditional options failed.
My mission — and the mission behind Second Chance Solutions — is to equip you with the right information so you can make confident, informed decisions about your future.
READY TO GIVE US A TRY?
Schedule Your Free 15-Minute Foreclosure Gameplan Call
During this call, we’ll:
• Review your timeline and auction date
• Identify available options
• Give you a clear action plan tailored to your situation
No pressure • No cost • Just clarity
Prefer to talk now?
Call or Text Vincent directly below.
Available 7 days/week — urgency matters.
